It is the responsibility of elected leaders to protect the
lives and liberty of every American citizen irrespective of
their age or health condition. I firmly believe that the healthcare industry is in trouble.
The cost of healthcare is skyrocketing. The solutions,
however, are not easily within our grasp. Who chooses to write the check is not the answer, as we full
well know that all the money ends up coming out of our
citizenís pockets either way. I do have a number of concerns regarding how we deal with
We must protect the patientís right to be in control and
make their own
decision regarding their medical care. No one should have
control over your medical choices other than you, especially
not the government.
We must protect the medical professionís right to exist and
to make wise
decisions separate and apart from bureaucratic meddling.
Abusers of the healthcare industry must be stopped even when
those abusers are government officials, patients, or the
We need to protect all healthcare workers from becoming
slaves to corporate control and manipulation.
We need to allow more room for alternative medical practices
to become available to those who choose to seek them.
We need to find ways to reduce the high cost of malpractice
- Insurance companies should answer to the person insured and NOT the
government or the employer. We need to be in control of our lives and not
enslaved to our employers or our government.
- Nationality, race, religion, age, sex and disability are all areas where
discrimination is not allowed. Yet the insurance companies are allowed to
set differing rates on various groups. Can you imagine going to the
store to buy a book and finding that the price differs depending on who you
are? This must stop. A particular rate for a
particular policy should be the same for all American citizens. (NOTE:
I AM NOT ADVOCATING "GUARANTEED ISSUE, UNIVERSAL RATE HEALTH
- Incentives for making healthy choices could be incorporated into certain
policies to offer a reduced rate..
- People should be free to decide what type of healthcare they want, if
any. Freedom should not be sacrificed because of healthcare fears.
- The healthcare industry should not be indentured servants working for the
public. They have a right to offer their services at a competitive
price. But, when the healthcare industry becomes a monopoly that
controls prices by controlling the industry, they should then be prosecuted.
- Care must be taken to insure that insurance companies do not become a
monopoly either. Forcing people to have healthcare goes against our
freedom of choice. Government should not be a strong arm forcing us to buy a
product from an industry.
- Limiting the healthcare insurance industry from doing business in
one state but not in another causes problems when people wish to move
to another state. Thus I would support removing those restrictions and
allowing insurance companies to compete nationally.
- Government should be forced to pay the same going rate for services that
the private sector does. This would end the hidden tax system where
Medicare pays only 40 cents on the dollar, and we pick up the rest of the
tab in higher healthcare costs.
- Insurance companies should deal directly with the insured.
- Insurance companies should not be allowed to give group rates. Fair
trade and non discrimination laws should apply to insurance companies.
The rate set by the insurance company for a particular plan should be
the same rate for any American citizen who wishes to purchase that
particular plan. As long as insurance companies understand the rules, they
will set those rates accordingly.
- Employers who provide insurance to their employees could still help by
setting aside individual accounts for each employee for healthcare, and they
could use those funds to pay their insurance premiums. This would help
avoid employees spending those funds for non insurance purposes. But
the control of their insurance is still in the patient's hands.
- Insurance companies can offer multiple options and different priced
policies, but any American should be allowed to participate in that plan if
they so choose.
- There should be no restrictions as to who can partake of insurance.
This would eliminate forcing high risk patients out of the insurance program
down the road. If the insurance companies know up front that anyone
can buy their insurance, they will set their rates accordingly. That
cost will be evenly distributed across the board. Insurance companies
can collectively insure those high risk patients so as to even out the
costs to their individual companies.
- Medical records should be easily accessible to the patient for
oversight, if they so wish.
- No deal making between the medical profession, suppliers, and insurance
companies, which tend to promote abuse in providing care to the
patient. Promoting various drugs and treatments should not generate
extra benefits to those in control. These type of incentives should be prosecuted.
Treatments should be determined on benefit to the patient only.
- Illegal immigrants should not receive free medical care.
If we can clean up the abuse and greed in the system, we will have
There will always be the uninsured, those whose costs exceed their insurance
coverage, the poor, and other unforeseen problems that will put a burden on the
profession and the American people. But remember, these same problems exist
today under the present system. We must be careful that we do not
take away the freedoms and rights of the people in an effort to solve this
common problem. We must maintain the rights of individuals to choose their
own healthcare. The poor and needy will be with us
always. No matter what we do, this cost will always be
our responsibility. In most cases, charity will cover this situation.